At Malone and White, we offer you a range of legal services that are simple, straightforward, human and fair.
If you have been injured in an accident, due to someone else’s negligence, we can assist you on a no win no fee basis in recovering compensation for your personal injury and other losses you have sustained as a result of the accident.
Find Out MoreWhether you are worried about a criminal investigation, have been called for an interview or have already been arrested and charged - our criminal defence team can provide you with specialist legal advice to help you with your situation.
Find Out MoreOur professional and supportive team can help you with Civil Litigation – by ensuring you save both time and money when resolving your legal disputes. The Litigation team has been selected to guarantee it provides the quality of service you need to receive.
Find Out MoreIf you are a tenant of a rented property, your landlord has a legal requirement to ensure your property is maintained to a satisfactory standard. When you report any form of disrepair, your landlord is required to repair this in a timely manner.
Find Out MoreUndisclosed commission refers to a situation where a buyer of a financial product, such as a loan or a finance agreement, unknowingly pays a commission to a third party, like an agent or seller, as part of their financial transaction. This commission is not transparently
disclosed to the buyer at the time of the agreement, leading to a lack of informed decision-making. Such practices can be deemed unethical or unfair, as the buyer is unaware of the full extent of how their payments are being allocated, potentially impacting their financial decisions without their knowledge.
In cases where this practice is discovered, the affected individuals may have grounds to seek compensation for the non-disclosure of these commission fees.
Personal Contract Purchase (PCP) claims are legal actions related to a specific type of car finance agreement known as Personal Contract Purchase. In a PCP agreement, an individual leases a vehicle for a fixed period, typically with lower monthly payments compared to standard hire purchase agreements, and has the option to buy the car at the end of the term for a pre-agreed sum.
PCP claims arise when consumers believe they have been misled or mis-sold the PCP agreement. This can occur if the terms and conditions were not clearly explained, if the consumer was unaware of significant fees and charges, or if the agreement was not suitable for their needs. For instance, consumers may not have been properly informed about the mileage limits, potential excess mileage charges, or the balloon payment required to purchase the vehicle at the end of the lease.
Through PCP claims, customers seek redress for any financial loss or inconvenience caused by such practices, emphasizing the importance of transparency and fair dealing in finance agreements.
